Smart Money for the Digital Economy

AUD & NZD stablecoins. Reserve backed, made for Decentralised Finance.

Welcome to open money — faster, simpler, borderless.

Get them now

What is dAUD & dNZD?

Each is a blockchain-based digital representation of AUD or NZD, issued by NewMoney under a New Zealand bare trust structure. Being 100% reserve-backed, every token represents a direct and redeemable beneficial interest in cash held in a New Zealand- registered bank. The stablecoins are not financial products and are redeemable only by verified wholesale counterparties.


To begin with, we are using the Ethereum, Base, and Solana networks.

What is NewMoney?

We are a New Zealand-founded fintech building stable, transparent digital cash for Kiwis and Aussies.
Founded by a team with experience across regulated exchanges, payments, and digital asset custody.
Our first two stablecoins, dNZD (New Zealand Dollar) and dAUD (Australian Dollar), are fully backed 1:1 by fiat reserves held in trust in New Zealand.

Australasia has seen stablecoin experiments before, but none have achieved meaningful adoption or usability.
We’re here to change that by building the most trusted, transparent, integrated and practical digital dollar for everyday use.

Will Remor

CTO & DeFi Whisperer

Will is where code meets capital. A DeFi native who reads whitepapers for fun, he turns complexity into clarity and volatility into opportunity. At NewMoney, he builds the infrastructure that connects local trust to global liquidity — safely, efficiently, and elegantly.

Fluent in: Token economics, protocol design, managing risk like a boss.

Powered by: Espresso. Ethereum. Economics.

Tim Maclean

CLO & Compliance Ninja

Tim’s the legal architect behind NewMoney’s rock-solid foundations. With a deep background in fintech law and compliance, he builds the legal frameworks that make NewMoney both fearless and bulletproof. He speaks regulator, but thinks like a founder, cutting through red tape to keep green lights on.

Fluent in: Licensing, compliance, and knowing where the legal landmines are buried.

Powered by: Sharp pencils. Ironclad contracts. Zero tolerance for cowboys.

Ryan Johnson-Hunt

CEO & Troublemaker.

The future doesn’t wait for permission, and nor does Ryan. From crypto courtrooms to capital markets, he’s played every angle and now he’s rewriting the rules with NewMoney. His mission? Building the bridge between the safety of local trust and the excitement of open finance.

Fluent in: Strategy, Sorry-not-sorry, neon-soaked storytelling.

Powered by: Big ideas. Bigger execution. Bluetooth keyboard.

Our Ecosystem

Stables is a global platform that blends traditional payments with stablecoins, offering a Visa card tied to your stablecoin balance. Instant cross-border money movement, cheap off-ramping into 30+ currencies & business payroll tools built around stablecoins

Centrapay is a NZ-based fintech that enables merchants to accept digital assets, loyalty tokens, and conventional payments via API-driven infrastructure. Working closely with BNZ to build an “internet of value” where payments move as effortlessly as information

One of New Zealand's leaders in Open Banking. Simplify payments, enhance security, and unlock financial opportunities with cutting-edge solutions.

GIP PAY logo in orange and red colors.

LayerZero is an interoperability protocol, enabling secure, trust-minimised communication and asset transfers across multiple blockchains. Their architecture powers a scalable “internet for blockchains”, letting developers build applications that work seamlessly across chains

Voluntas Group is a strategic advisory and investment firm supporting tech founders who fall outside traditional VC models. With offices in cities including Auckland, Sydney, Hong Kong, London, and Los Angeles, their core focus lies in growth strategy, governance, talent acquisition, and capital raising.

Base is a secure, low-cost, developer-friendly Ethereum Layer 2 (L2) blockchain by Coinbase. It harnesses Ethereum’s security while lowering fees and speeding up transactions, aiming to broaden on-chain access and onboard a billion users into Web3.

Zerocap is a sell-side flow desk providing crypto and FX spot and derivatives trading to forward-thinking investors and institutions globally, with a unique insurance policy from Lloyd’s of London.

Pay It Now (PIN) is a Kiwi-built blockchain payment platform that enables everyday crypto spending, merchant acceptance, and fiat ramping, delivered through a unified mobile wallet and card, designed for real-world use across New Zealand and Australia

Polygon is a leading Ethereum scaling platform providing fast, low-cost, and carbon-neutral blockchain infrastructure. Trusted by major brands, Polygon powers thousands of decentralised applications across DeFi, gaming, and enterprise ecosystems.

Akahu provides open banking and open finance infrastructure. We make it simple for people to connect their financial accounts to trusted third parties.

Toroa Group is an infrastructure business specialising in the full lifecycle of asset tokenisation: issuance, distribution, and liquidity of real-world assets via digital tokens. Their stack includes a regulated funds investment manager and vault strategies architecture.

Solana is a high-performance blockchain designed for fast, low-cost, and scalable decentralised applications. It powers diverse ecosystems across DeFi, NFTs, and payments, supporting a thriving developer community worldwide.

Let’s chat!